A delinquency notice is a document issued by a creditor or lender to a borrower who has missed one or more payments on a loan or credit account. The notice informs the borrower that the payment is overdue and that timely payment is necessary to avoid further legal action or consequences, such as late fees, increased interest rates, or even repossession or foreclosure. The notice may also include information about how to resolve the delinquency, such as payment options or contact information for the creditor's customer service department. It is important for borrowers to address delinquency notices promptly to avoid additional fees and damage to their credit score.
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